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Answers

What's the best method to sell products online with a credit card system?
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I'm developing a website for a jewelry company, and I was just wondering what would be the best way for me to integrate a credit card payment system? Preferably the cheapest method, as well, but money is not an issue. I know there are sites that would allow me to set up a cart system, basically, but I wanted to know what would be the best one. Thanks in advance!


Credit cards are the most convenient way to shop online. With credit card comes the ability to shop from anywhere and anytime. Due to all these facilities and simplified online shopping procedures, credit cards are at the centered of an e-commerce boom. But, instances of credit card fraud while online shopping are not unheard and are growing day by day. What can save you from such online credit card frauds? look at 5 vital tips to make sure that you don't fall into these traps.
1. Yellow lock symbol in your browser's status bar

Modern web browsers ( a software that is used to surf the internet) are quite safe and respond to safe sites. They do it by embedding a yellow lock in the status bar of your browser whenever they go to a secure website. Always check for this yellow lock in the status bar of your browser.

2. https:// and yellow address bar

Whenever you reach a secure website the url of your website will change from http:// to https:// and along with this, if you are using a latest web browser the color of the status bar will also change to yellow. Some browser show a yellow lock right there in the address bar.

3. Encryption

E-commerce websites, which practice safe shopping experience for their customers use 128 bit encryption and more to transfer the data. This is the latest and most secure way of transmitting your credit card information and personal details over the internet. If a shopping website uses this encryption technology it will say it somewhere on their website. The usual place to check is the footer or header of the website where the logos of such encryptions are displayed prominently.

4. Hacker safe

There are website certification programs which test and certify whether a particular website is hacker safe or not. This testing is done on a regular basis and the dates are displayed along with the certification. A website which has undergone some kind of hacker safe testing is definitely a better bet to depend on. Read more from: http://www.credit-card-gallery.com/artic le/363,10_vital_tips_to_make_your_online _shopping_with_credit_cards_safe_and_bet ter_part1

"Phoney Money" iPhone Credit Card System Live Demonstration


A short explanation of ECE Senior Design Team Phoney Money's iPhone credit card system. Team Members: Kevin Allgaier, Brianna Carges, Amy ...

how to put a debit card or credit card system in my store?
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I want to be able to accept credit cards and dedit cards at my store. at this time I only accept cash.I want to know the best way to put this system into my store.


There a million and one guys who will want to sign up with a merchant's account. Finding them is not the problem. Trying not to get ripped off is.

Find out exactly how much the equipment is going to cost you. The salesman will tell you that it is free, but don't believe it. There is nothing that is free.

When they start quoting rates, be aware that the only rates that they will quote is the "qualified" rates. What is a qualified rate? That is the rate on a standard credit card. If someone presents a card that earns airline miles as an example, that is a non-qualified card and you pay high rates. You don't have any choice, mind you, because you sign agreement with Visa and MasterCard that requires you to accept all cards presented.

Another area to be wary is on transaction fees. Many processors charge a per transaction fee. Try to get the lowest available.

Remember there are only a few Primary Processors on the planet. All the rest are resellers, and resellers charge a markup.

Don't accept the first offer that comes along, and ask a lot of questions.

Good Luck

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As I started a finance education course recently, I realized how destructive the credit card system is to?
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the country and the world. What can be done as an alternative so we can take back our freedom and sanity from the credit card companies?
for those of you who are not quite convinced that the way credit cards are marketed and used today is destructive, you simply have no clue. It is not that far from how the tobaco companies market cigarettes.


dont never borrow.Paying minimum payment (2.5%) on a debt of 7000 £ will take about 30 something years to clear!!!!!

I do not understand the credit card system-I know so many people who charge things that they do not have money

for and then they go deep into debt-tens of thousands of dollars.
And they can't pay it off, so it is like they got free money and goods. I don't get it-if they don't pay and they don't get arrested then what is the motivation to pay back what they owe. Could someone please explain how the system protects itself? A person could charge tons of money and then what? What if they die, or don't have any money in the bank? I mean, what else happens besides them getting hounded by collection agencies? I do not have a credit card because I don't believe in spending what I don't have, but I see so many people living so high on the hog and they don't have the money to do so and I don't see any punitive action that motivates them to pay...so, what's up with that?


Credit card companies give incentives to people for using them, like free airline tickets or low interest rates. People also like the idea of not having to pay for something until the end of the month.

Now, to protect the system, the companies usually approve people who actually have something of value, that way they can reposess something and get some money out of it. Most credit cards also have a limit on how much money can be charged to them in a month.

They also make people sign a form that says they will pay it back each month, and if they dont then the credit card companies have right to take what is yours (money, material posessions, cars, houses) to pay back what you owe.

I want to know about credit card system on my web site?

I have one web site and i want there credit card system can any body tell me about that step by step.

Thankx
Bhavinder Singh


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Get features of merchant accounts and gateways at a lower cost.
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Customers can also pay you with credit cards via phone, fax, mail, or in person.

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  • Japanese Credit Card System Option One or Two?

    The Curious Japanese Card System

    Despite Japan being one of the most technologically advanced nations in the world, it is largely a cash-based society. Larger stores do allow you pay with a credit card, but on the whole, Japanese shoppers don’t use credit cards as often as Americans do. I was told this before I was stationed in Tokyo and warned not to use my credit card , but I decided to try it anyway.

    Option One or Two?

    I bought some household items at a well-known Japanese retail chain and pulled out my Master Card. I was terribly curious to see if I could actually use it, and I had enough money to pay in cash just in case my advisers were right.

    ...

    Read more...

    News

    Credit card system breached at local business

    South Coast Today - Jun 12, 2011

    WESTPORT — An electronic breach of the credit and debit card system at LaFrance Hospitality has led to about a series of fraudulent card purchases affecting about 100 customers, police said. The breach is suspected to have occurred and more »
    Hackers reveal flaws in system

    Cherry Hill Courier Post - Jun 11, 2011

    Hackers reveal flaws in system The HinduCitigroup's disclosure that the names, account numbers and email addresses of 200000 of its credit card customers were stolen strikes at the core of modern-day financial life -- the ways people buy groceries and pay the power bill. Hackers improperly viewed Citigroup credit card accountsCiti Suffers Hack AttackBig Banks Compromise Security with Convenience - -all 1,853 news articles »
    PATCO enhancing electronic fare system | Philadelphia Inquirer | 2011-06-09

    Philadelphia Inquirer - Jun 09, 2011

    The system will be available at www.patcofreedomcard.org Later this month, PATCO will begin tests for a one-year pilot program for credit-card fare payment. That will make PATCO among the first transit agencies in the nation to have such capabilities PATCO upgrades Freedom card system; eyes open fare paymentsall 7 news articles »
    End of plastic card payments imminent?

    gulfnews.com - Jun 12, 2011

    End of plastic card payments imminent? After building on a global infrastructure and a codified set of rules and standards that provided payment system integrity — and its by-product, public confidence — the credit card industry now realises that there are payment technology upstarts who and more »
    Tablet-ordering systems coming to restaurants

    UPI.com - Jun 12, 2011

    DeNorma has developed a similar tablet system it hopes to expand to medical and retail uses that will not only take an order but also allow patrons to pay by swiping a credit card, reducing the role of the wait staff even further. and more »
    Chile Financial System Health Not At Risk Due To La Polar's Woes

    Wall Street Journal - Jun 10, 2011

    Chile Financial System Health Not At Risk Due To La Polar's WoesSN) unorthodox accounting practices related to its store credit card business, the Finance Ministry said Friday. AFP's, as Chile's private pension fund managers are called locally, own a combined 24% stake in La Polar and took a nasty hit as the Chile's La Polar up 19 pct a day after big dropall 22 news articles »
    RBA looks to cap credit card surcharges

    Sydney Morning Herald - Jun 08, 2011

    RBA looks to cap credit card surcharges Brisbane TimesThe Reserve Bank is considering placing limits on credit card surcharges in response to an increase in fees being charged to customers. The Reserve Bank of Australia's Payments System Board has suggested placing a cap on credit card surcharges and is MasterCard accuses retailers of gougingReserve ready to show a fresh handCredit card, consumer groups applaud RBA probe into credit card surcharges - -all 124 news articles »