Credit Card Identity Theft

Whats up with credit card companies these days? They send you a million applications for their credit cards. Next thing you know people take our mail and sign up using our name. Why would credit card companies make a big deal out of credit card/identity theft if they send us so much garbage? Is this another way to get more of our money?

i agree

2007-12-19 21:02:26 by d y

Two women who were victims of Credit Card Identity Theft, fraud and new account ID theft speak out. 1of2 www.IDTheftSecurity.com

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Last year, identity fraud crimes topped the list of complaints reported to the Federal Trade Commission (FTC), the leading governmental agency offering identity theft help, for the fourth consecutive year. The FTC collects complaints about identity theft from consumers who have been victimized. Although the FTC does not have the authority to bring criminal cases, it can offers identity theft help by providing information to assist the victims in resolving the financial and other problems that can result from this crime. As additional identity theft help, the FTC also refers victims complaints to other appropriate government agencies and private organizations for further action. The support of these knowledgeable resources expedites recovery, while enhancing your peace-of-mind.

Accurate and up-to-date information is the most critical element to minimize risk. For this reason, Federal Trade Commission recently launched an identity theft help web site annualcreditreport.com where all consumers are eligible for a free copy of their credit reports. In order to effectively respond to suspected ID fraud you should place an identity theft alert in one of the three consumer reporting agencies and that agency will notify the other remaining two. These agencies are: Equifax at 1-800-525-6285, TransUnion at 1-800-397-3742 and Experian at 1-800-680-7289. These credit reporting agencies can also be found online.

The ID Theft Clearinghouse managed by the FTC is a tool designed to coordinate law enforcement efforts in the United States. But, in the end, local law enforcement agencies like the police and district attorney end up dealing with most identity fraud cases. If you have been a victim of identity fraud, it's these local agencies that will mostly likely offer identity theft help.

You may wish to read more about identity theft here:
http://identity-theft.mygeneralknowledge .com/

2007-02-01 13:53:06 by QS2

This isn't concerning me, so don't think it is. I have a scenerio where someone I know stole his moms credit card (don't defend her, she was strung out on meth) and now got caught and has a warrant out for his arrest.

Is this identity theft? He spend 600 dollars. What will the consequences be if he turns himself in vs. if he gets cought by the cops?

First off it doesn't matter if his mom was the devil stealing is against the law and when he stole from her he made the conscious choice to do so. As such he should know that he will have to accept the consequences of his actions. If the meth was a big deal, as member of the house hold he can call the police and his word is good enough for probable cause to search the house for narcotics.

Sounds like this guy is under aged and as such he'll probably charged of misdamenor theft (at least in Colorado its only a felony if its over 1500, if I remember correctly).

I don't think they will persue identitiy theft. Thats more in cases where a stranger takes personal information and uses it to get a credit card or checks or money orders etc in their name. This guy just stole his mom's card and splurged on it. Its as though he stole 600 dollars from his mom's pocket. If he turns himself in, and has no priors the authorities will likely show him mercy, especially if he can plead he was under emotion stress because of his mothers drug habbits. He'll likely have to pay a fine, do community service hourse, pay back the money to his mom, have time on probation (I would guess up to a year) and maybe spend a short time in jail (30-90 days would be my guess).

It also depends if his mother even filed charges against him. If not, then technically the police are not even involved, unless they want to persue freud.

2008-02-28 16:32:37 by Nika

Shields the following types of cards: All new contactless credit cards, US Passport Cards, Enhanced Driver's Licenses such as Washington, Michigan, New York, and Vermont, Many transit cards such as the DC Metro and Boston CharlieTM card, TWICTM (Transportation Worker Identification Credential), HID iClass, HID MIFARE®, HID FlexSmart, DESFire, Indala FlexSmart, Any card ISO 14443A/B or ISO 15693 compatible, All MIFARE® and DESFire compatible cards, sQuid cards used in Europe, Military CAC (Common Acess Cards), New Government PIV (Personal Identity Verification) cards such as the Linc-Pass, New long range RFID EPC Gen1/Gen2 cards
Shields ISO 14443/15693 and EPC Gen 1/Gen 2 contactless smart cards and RFID tags
FIPS 201 Approved by the US Government as Electromagnetically Opaque Shield

You know those prepaid credit card gift cards you see in walgreens and what not? Is it possible for identity theft to occur because I throw a lot of those cards out in my trash can. They are registered so they have my name, address, phone number, city, zip code and card number. If identity theft is possible, how can I prevent it without resorting to a credit card shredder?

You should run a heavy duty magnet along the strip before you throw it out or shred it in a cross shredder. Good Luck!

2009-05-17 07:55:11 by As A

It has been a year and a half since I have filed and dropped charges, do I have the option to file charges again?
It was my boyfriends mother who filed the charges against my boyfriends ex-wife. She stole her credit card and told my boyfriend that she was letting her use it. He for some reason believed this and used it as well, and my boyfriends mother was afraid that the charges would hurt him as well so she dropped them. My boyfriend has a 10 mo. old daughter, and is trying to get full custody, so we're trying to get as much as we can against her for being an unfit mother since she has stolen over $2,000, has lied about any and everything, and hasn't seen their daughter or acted like she cares about her in over three months.
His mother has all the paperwork from the Police Department and Credit Agency, so she has the proof that it did happen, she just dropped the charges; if this helps in any way at all.

That would be up to your police department. It is doubtful that your credit card issuer's fraud department would help you after 18 months, especially since you dropped the charges.

2007-06-23 17:22:14 by Jennifer