Credit Card Debt

Credit Card Help


Credit Cards


Arlen City Bomber
(Amazon Instant Video)
Release date: 2011-11-21

Answers

credit card?

im planning to go out of the country, but i have a credit card problem which is im not paying for it for like 2 years,would the credit card compay would hold me? or would they file legal case against me because of my credit card and wouldnt able to go out of the country?was this happening due to credit card problems?


The credit card company won't know you're planning to leave the country! Even if they did know, they can't stop you, unless they first sue you and get a court order saying you can't leave. But it is highly unlikely that any judge would grant such an order for a credit card debt.

Yes, they could sue you in court for the debt. They would have to serve you with the court papers before they could have a trial.

Credit Card Help


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do we have to pay the credit card company if we are not using it even for a penny?


if you dont use it and there is no balance then you do not have to pay nothing unless the card has an annual fee.

How do you retrieve a password from Amazon when i didn't provide a credit card number?

My husband had my credit card when I made my Amazon account. So, because i didn't know my number by heart, I didn't provide one. Now I forgot my password and when I click the forgot password button they ask for a credit card number. I didn't answer that one and they said that they couldn't identify me. help!


You can get your problem resolved by contacting Amazon customer service. You can contact them without a sign-on or password here: https://www.amazon.com/gp/help/contact-us/account-assistance.html?ie=UTF8&nodeId=468538&type=email&skip=true

What credit card should I go for citi bank or bank of america?

I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone has either one of these cards, if so, what one did you like and why?


Definitely NOT Bank of America.

They recently upped peoples APR without any explanation or reason; it was all over the news. Try a company that's a little less shady. There are plenty of horror stories of what this company has done to their consumers.

What credit card would you recommend for someone trying to re-establish good credit history?

I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won't be hurt by having no credit.

I'm thinking I want a card with no annual fee and a low APR. The card would only be used very occassionally and paid off immediately. I have no desire to repeat previous mistakes.

Does anyone have any recommendations for a good card for this purpose?
Okay, as I said, but everyone is skipping, is that I have decent credit. My credit score is 700.

When I got into trouble I went into debt consolidation right away BEFORE my credit got screwed up.

But I do appreciate those of you who are taking the time to answer.


Congrats, on your cleaning up your debt and your credit score. What you want to do is compare credit cards and the good news is there are many internet sites that will allow you to.

Check www.creditland.com, www.bankrate.com, www.credit.com On these sites you can look and compare the credit cards that have no annual fee and a low APR. Also if you belong to a credit union, they have excellent rates. You may also consider doing a search for LOW credit card rates in search engines. USA Today does a comprehensive list every year.

I hope this helps you out.

Good Luck


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  • How Much Will A Secured Credit Card Help My Credit?

    Now that is a tough question! Talking about credit cards is never black and white, because people use them with varying degrees of responsiblity. That said, this lesson should give you a decent idea of how much secured credit cards can help your credit score. Since there are different types of people who would consider using these cards, I’ll create a few different scenarios.

    #1 – Person with no credit and virtually no credit history. This individual has the most to gain by using a secured card. Since this person doesn’t have derogatory items on their credit report, a few on-time payments will make a huge difference. This person will also almost always be able to take out unsecured credit cards within six months or so. Their credit report will start to look a lot better to other credit card companies.

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