Classic Credit Card

It can be anywhere from £200 - £2500, but always tends to be £200. Did anybody apply for one and get a higher starting limit on the classic card from capital one? If so, how much? (Just being curious as i have been accepted for a card, i had one before but it started at £200, stayed that amount for 4 years, even though i always paid the bills., i got rid of it but need one again.

It usually start at £200 especially if you don 't a lot of credit history.

It is usually go up quickly if you pay regularly.

To have your limit raised, just call the number on the back of your card and ask for it. It works most of the time.

http://www.financecomparator.co.uk/apr.h tml
http://www.financecomparator.co.uk/credi treport.html

2008-07-11 14:09:29 by ALEX M

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ive been looking around a bit for a credit card and natwest classic seems good. i meet their criteria for one and i won't be using it excessively.

any opinions about how you find it are gratefully received!

thanks

they are a good company!!! just use it wisely!!!

2008-08-27 17:27:17 by lou

I have a relatively poor credit rating but have been accepted for the card. What is the minimum credit limit? RBS website just says "dependent on circumstances/ wage etc" and my branch said £1000 which sounds a lot to me! Particularly since Captial One start you on around £200. Do not need exact figures but the absolute minimum would be nice

I think you will find that it is £250, mind you they are the worst bank in the country...beware!

2006-12-12 05:08:28 by dididave

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Its a credit card that allows you to build up your credit rating.

I was just wondering how much your credit limit was when you first recieved your card?

My limit was £1,000 and I kept it to about £200 myself but then when times hit hard I used it more. Capital One want regular payments and I mean on the dot. You miss one and they will call you again and again. Basically if you can't afford to pay for anything then using a credit card is gonna make this 10 times worse.

I don't think pl realise that if you have a balance to pay and only pay the minimum payment without spending on it or making fresh purchases IT WILL TAKE YOU 7 YEARS (NO JOKE) TO CLEAR YR BALANCE OUTSTANDING with added interest monthly etc. Please believe this - it is true. So if you go out for a meal and put it on yr card - any card and only pay the min balance each month you are still paying for that Tiramisu 7 yrs later so I hope you enjoyed it at the time !! Use a debit card and only deal with cash in yr hand - ONLY

2009-02-20 08:48:02 by claire bear. Grrr!

i don't have a credit card but i really like this feature... is there anyway of getting it?
but... its there in my menu on my ipod...
thanks.. but when i go to use genius it says that i need to create an account and that needs a credit card... doesn't it?

you can use it on your ipod and you dont need a credit card either genius is free

2009-06-20 19:39:06 by Belle!