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I have had one credit card that i pay off each month, but i was looking at the cash back credit cards and decided i wanted to ge the Chase freedom Card since i have always paid off my balance on time. SO i applied for it and it said i was approved and they will mail it to me. Then after 3 days i thought i could get a Chase BP visa card as well to use only for Gas. So i applied for that and it said they will respond to me within the 30 days by Law,,,which almost means i was denied.
I had few questions:
1- Does a credit card application deny affect credit history?
2-Can you apply for two credit cards in such a short period from the same bank (chase)?
3- Could my second application and deny affect the first application which i was approved for,,,like my affecting the credit line,,or reconsidering?
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i got my first card its a green BP visa logo chase card. Ive read everything I have a 500 cred it line 500 cash available. Does this make it 1,000 total or only 500. Is this card only usable at BP or everywhere having the visa logo ?? thanks for the help
http://www.chase.com/ccp/index.jsp?pg_na me=ccpmapp/card_acquisitions/unsolicited /page/PFSCreditChooseCategory&cat=re tail
Your credit line is the total amount of credit available to you. The cash advance amount is the amount of your credit line that is available for cash advances. They are not separate. Your total credit line is 500.
If your card has a Visa logo, then you can use it anywhere Visa is accepted, even competing gas stations if you wish.
I had a card from Chase before and I was 30 days past due. I pay the debt off, and now I close the account. Now I am trying to see if I can get another one. I messed up bad, and now they are going to deny me another credit card. I have so many inquiries on my credit report. I messed up again.
My credit is bad because of the 30 days past due, and now it is on my credit report. What am I going to do?
I highly suggest not investing in credit cards. You don't need it. If you already have bad credit, no one is going to give you a card. And if they do, the interest will be so high that it's not even worth.
Live within your means. Don't spend money you don't have by using a credit card.
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Call the number on the back of the card and talk to customer service. Or go online and start online account.
I am a college student and although I used to have a job in high school, I quit and haven't been working since I started college. I already have had a Capital One Visa for over a year (I pay my bill in whole every month) and would like to get either a BP or Speedway credit card to get discounts on gas. Both online forms require job information (or previous job if you are retired). Am I out of luck or is there something I can do?
I believe credit cards look at your credit such as your capital one credit. You can list your previous job as your reference. But I doubt they would deny you because you're unemployed. Try it.
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EPA orders Ind. to rewrite BP's Whiting refinery air permit ...
The U.S. Environmental Protection Agency’s decision means Indiana has 90 days to conduct a new air emissions analysis and submit to EPA a revised air permit for the refinery, which is in the midst of $3.8 billion expansion along Lake Michigan.
Members of the five environmental groups who petitioned the EPA in August 2008 to review the permit declared the agency’s decision a victory for Indiana residents, particularly those who live near the refinery about 20 miles southeast of downtown Chicago.
“EPA recognizes what we’ve been telling BP and the state all along — this refinery expansion is clearly going to dump additional pollution on the surrounding communities, and the law requires BP to control it,” said Ann Alexander, senior attorney for the Natural Resources Defense Council.
...News
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The Money TimesAs well as the Qantas rebate, the card offers businesses 51 credit-free days, membership points, which can be converted to frequent-flyer points, American Express card offers diesel discountsall 273 news articles »
Wall Street Journal - Oct 21, 2009
FOCUS: Italy May Be Next Stop On Barclays' Expansion Path up from 18% in the first half of 2009. In Western Europe, it recently closed a deal with Citigroup Inc. (C) to buy its credit card business in Portugal.and more »This is Money - Oct 13, 2009
Sainbury's doubles financial Nectar pointsYou can earn double points for two years by taking out home insurance, pet insurance, a credit card or savings account as part of plans to dramatically and more »Sun Star Courier - Oct 24, 2009
Caller's "stolen" vehicle ends up to be a repossession: Olmsted Falls Police FRAUD, COLUMBIA ROAD: A woman who lost her credit card on Oct. 12 noticed someone fraudulently used the card at Speedway on Oct. 13.




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