Best Frequent Flyer Credit Card

I am looking for a frequent flyer credit card so I can build up some miles. With little to no annual fees etc. I am a student and don't know much about the whole frequent flyer process. Aren't there certain days and items that when purchased give double points. What's the fastest way to gain points? Thanks all.

Amex air miles.

2007-04-13 14:44:56 by Jeffer W

www.creditcardoffers.com.au ANZ Frequent Flyer Credit Card @CreditCardOffers.com.au

I am looking for the best frequent flyer miles credit card. What is your opinion and experience? Can you tell me what card, why and the perks of the card? I would appreciate as many suggestions as possible! Thanks!

Credit card comparisons are critical to figuring out the best air miles reward program because each program is slightly different:

1. Some cards are issued via a particular airline, for example the very popular American Express Delta Skymiles Card. The downside with such schemes are points can only be used with a particular airline, in this case Delta.

2. Certain of the airmiles rewards cards issued by the banks can be used by a wider range of airlines. Obviously this extra flexibility is great, but often comes at the cost of other restrictions we will discuss in a moment.

3. The fine print differs dramatically! By this I mean that every air miles reward program awards you a different amount of points/miles per dollar spent with your credit card. And to further complicate things, the number of points required for the same flight varies by airline scheme, even when the route is identical and they are codeshare flights.

The majority of frequent flyers could double their benefits if they understood exactly how each scheme works. A great example is American Airlines versus Qantas. You can fly on the same Qantas jet from LA to Sydney as either an American Airlines or a Qantas customer. This is because these two airlines codeshare. The kicker is that a member of the American Airlines loyalty scheme gets a much better deal than a Qantas frequent flyer with far more miles rewarded free for fewer points.

When searching for the best air mile credit card there are four main things to watch out for:

1. Blackout dates: Some schemes do not provide any reward (points based) flights during peak times such as popular holidays. This means that if you need your points in order to visit your Grandma for Thanksgiving you may never get the benefit of all your points.

2. Expiration dates: If you are not a high roller, the expiration dates can really kill you. Sometimes points expire after a certain period and you need to start all over again. These points are effectively wasted and such an approach makes it dificult for a modest spender to ever accumulate enough points to benefit.

3. Poor seat availability: Always one to watch for! Lately it seems as if all the airlines are allocating fewer and fewer seats on any flight for rewards customers. This means that you need to be flexible or book a long way in advance. Never count on being able to use your hard earned points for spontaneous or emergency travel.

4. TRUE value for money: This is the hardest one to advise on as individual circumstances vary so much. Currently credit cards charge different interest rates to different customers. A customer with a great FICO score typically pays a lower APR than a customer with a lower credit score. Each consumer needs to look at the interest charges and any annual fees and decide if the "free" flights are really worth it. For example, a low fixed rate card like a Pulaski Bank credit card may save you more money over the course of the year, giving you enough in cash saved to simply go out and buy a great priced ticket.

What do I mean? Imagine that it takes a card user two years to earn enough points (miles) for a "free" ticket worth $500. If the cosumer maintained a $2,000 on their card over those two years, with an APR of 14.99% and a $75 annual fee, it is actually costing around $750 to be "rewarded" with a $500 flight. The $500 flight leaves you with a net expense of $250. However a low APR of 9.99% and no annual fee would cost $400 instead of $750 in charges over the same two years. In this scenario the same $500 flight really only costs you $150 because you have saved $350 in finance charges. You are effectively running your own personal rewards scheme with no blackout dates and no danger of points expiring.

The deciding factor will be personal and the best deal will vary based on:

1. How much do you charge each year?

2. How much do you travel each year?

3. Do you usually carry a balance or pay in full?

4. What is the absolute best APR you can get?

5. Which airlines service my region? There is no point earning credit cards airmiles on American Airlines if you live in Tallahassee or some other city that American Airlines doesn't fly to.

If I did have to suggest the best air miles reward program, I would say the Miles by Discover Card:

1. It comes with a introductory 0% APR.

2. NO annual fee.

3. Book any travel through any airline, travel agent or online travel site.

4. Unlimited Miles that never expire as long as you use your card.

5. No blackout dates.

6. Standard APR of between 10.99% - 18.99%.

7. Extended grace period of at least 25 days.

8. Double miles on your first $3,000 in travel and restaurant purchases each year.

9. One mile for every $1 on all other personal or business purchases.

10. 12,000 Bonus Miles Offer: Earn 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 Bonus Miles.

2008-07-14 20:44:09 by diet coke

Price: $1.99

i would like to get a credit card that offers frequent flyer miles as a reward for purchases. does anyone know which credit card company or airline offers the most miles per dollar spent but also has a low interest rate, preferribly no black out dates, easiest use of miles, and no yearly fees or usage fees or anything like that?

chase continental card seems to be a good option.

check http://www.cashorcredit24.com for credit card related information

2009-09-17 14:42:40 by Jessica

I want a low interest rate with no annual fee and any extras I can get lol.

Here's a site to help you figure it out (there's no easy answer):

http://frequentflier.com/card-air.htm

2006-06-25 19:41:46 by mdjgirl7

I live in houston,tx and would like to get a card that allows me to use several airline carriers. And of course getting that card with good perks, low to no annual fee ,low apr etc. Also a card that lets you accumulate points without losing them or restrict when to use them. Just over all what card people have that has worked well for them. And will travel in the US and international.

You can find a complete list of airline / travel credit cards here:

http://www.asapcreditcard.com/airline-mi le.html

If you're looking to travel on multiple carriers, you'll want to look for a more 'generic' airline credit card. There's lots to choose from! The Discover Miles Card is a great deal. Or, if your prefer a Visa or Mastercard, consider the Chase Flexible Rewards or Chase Freedom Card.

Since every card has different restrictions / rules-- your best bet is to take a look at the 'Terms and Conditions' of each offer you're interested in to determine which one will fit your needs the best.

Hope this helps. GOOD LUCK!

2007-05-27 08:34:18 by El Conquistador