Answers
I want to transfer the balances of two credit cards to one balance transfer credit card with a low APR... One of my cards is maxed out ($800). Problem is I had to quit my job to give birth to my second child so I am unemployed, eighteen years old and i just started my credit history.. I need to clear my balance the best way possible what card do you think I would qualify for?? HELP I need financial advice!!
You shouldn't have gotten a credit card in the first place. You've got a hard road ahead of you but you need to start paying off that debt before it controls your life. Get back to work as soon as possible and take care of this. Then buy only for cash until you have some savings.
You write well so should be able to work your way up and earn more money at a better job. Hang in there and stop following the crowd--they are jumping off a cliff.
creditcardcomplex.com and http ... 0 % balance transfer credit card and a low balance transfer fee of only $30.... This kind of deal very hard to ...
I'm trying to consolidate a few credit cards into a simpler single payment with 0% transfer for a year. Does anyone have recommendations for this? I'm trying to find one with a good cap on transfer fees (or no transfer fees!) and a long 0% time.
you might want to go here to compare them, http://www.bestcreditrates.net
I'm looking for a zero-interest transfer credit card, with no transfer fees, 12 months or more zero interest on transfers, a low interest rate after the zero interest period, no annual fees, long grace periods. Also, I want to avoid cards that change the terms of service after transfer, even though the cardholder has not paid late. Can you recommend any cards that should work for me? Additionally, are there any other criteria that I should be aware of? Thank you.
There are literally hunderds of different cards out there and between those cards, hundreds of different plans. You might want to try this website that has some pretty good tools for doing some side by side comparisons.
http://Secure.NewCreditApplications.com
hope this helps
Im looking to transfer my credit card balance to a card that offers a no interest or any other type fee transfer. What is the best card. I am only looking to use it for the transfer and then not use it. Im hoping to find a good one with no interest so I can pay the balance faster.
check out Discover Card at www.fastcreditcardapprovals.com
I have quite a few store credit cards with high APR's and would like to know the absolute best credit card to transfer my balances to.
You can find a complete list of 'balance transfer' credit cards here:
http://www.asapcreditcard.com/0-apr.html
There was a time when the best balance transfer deals included 'no balance transfer fee'. But nowadays, every major credit card issuer includes a balance transfer fee since so many people were taking advantage (and abusing) these offers.
But you can still save a lot of money on interest charges-- even with the balance transfer fee! Consider the Discover More, Rewards Advantage (from First National), or the Chase Platinum Card. All great balance transfer deals with a 0% APR for 12 months and a $75 CAP on the balance transfer fee.
Hope this helps. GOOD LUCK!
Finding the best credit cards
With credit card companies circling consumers like sharks , finding a card that won't take a hefty bite out of your wallet isn't easy.
Luckily, Consumer Reports has taken a lot of the guess work and leg work out of finding a credit card that comes with less cost and more convenience.
Newly available to online and magazine subscribers, "Take control of your credit cards," in the Consumer Reports November 2009 issue is packed with tips for those who pay on time, those who carry low balances and those who have larger growing balances.
Because it may be a good time to switch credit cards, the article also names some of the best cards by category. However, the best cards typically require a credit score of 730 or more. The best include American Express Clear (among balance transfer cards), Iberiabank's Visa Classic (among low-rate cards) and Schwab Invest First Visa (among cash-back cards).
How Can A Balance Transfer Credit Card Work For You
A balance transfer can work to your advantage when you have an unpaid balance on your existing credit card. You may ask what reason is there to transfer my outstanding balance from one card to another. For starters most of the cards that offer balance transfers have lower interest rates than your existing credit card. This makes you save lots of money when making payments not to mention the convenience of only having to deal with one card to make your payments. The best possible scenario for you to get a balance transfer card is if you are just making the minimum payment on your existing card bill. By just making a minimum payment you will be getting a higher interest rate on your outstanding...
News
Fuming Over Credit Card Rate Hikes?WXIA-TV - Oct 22, 2009
NewsHourGlass said the best case scenario for consumers is to simply pay off credit card debt as soon as possible. For those who have high balances she suggests The Fixer: The horror! The horror! Of creditall 68 news articles »
ABC15.com (KNXV-TV) - Oct 24, 2009
However, in our current tight credit environment, it is even more important than usual. 1. Transfer the debt to a lower fixed-rate account. Card issuers andCardSmart.co.uk - Oct 23, 2009
The Capital One Premium Plus credit card, for example, offers 0% on purchases until April 1st 2010. The balance transfer rate on the card is just 6.9% per and more »
Huffington Post (blog) - Oct 20, 2009
29.99% used to be a default interest rate, reserved only for naughty cardholders, who had fallen behind on their credit card payments or in some other way and more »Stars and Stripes - Oct 23, 2009
You also need to factor in fees, because many balance-transfer deals add 3 percent to 4 percent to your balance. Another option is to pay off your creditWashington Post - Oct 22, 2009
My question is whether I should transfer my monster credit card debt balance (over $9k) to another card. My hesitation is that my limit is over $12k and ifExaminer.com - Oct 07, 2009
Credit-union cards -- PenFed, the Pentagon Federal Credit Union's card, described in the story as one of the best balance-transfer cards with a low rate and and more »