Best Credit Card Reward Program

I am looking for a new credit card and am just wondering if anybodys nows of the best rewards programs availiable. Anybody now of a high % cashback program card.

citi driver's edge options gives 6% on gas, grocery,drug store for first year -- after first year it is 3%. The cash can be only redeemed for auto repair/services or buying new car. It also has 1 cent per mile you drive - not a bad deal in this age of high food/gas prices

second one is chase freedom -- gives 3%casback in top 3 categories. If you are patient to wait till you accumulate $200--it gives additonal $50 as bonus -- equivalent to 3.7%cashback

2008-06-25 13:32:30 by Nick B

The 3 best credit cards in America.

My old credit card used to pay 1 percent of all my charges automatically to an investment account that I specified. Then the bank was taken over by Bank of America who quickly put an end to that program. I have been unable to find a new credit card that will do the same thing without fees. Can anyone help me? American Express One card will automatically deposit 1 percent into a savings account, but they charge an annual fee that pretty must eats up any interest you would make with the account. Another disadvantage of American Express is that it is not accepted with as many retailers as Visa & Mastercard. Fidelity Investment has a Rewards Visa Signature Card program that lets you convert points to money in their investment account, but it is not automatic. You have to remember to manually log in and choose that reward option for your points among other options. I need something automatic, otherwise I always fail to invest.

When I use my Emigrant Direct credit card I get cash back deposited into my online savings account I have with them. The interest rate on the savings account is great, no fees or minimum balance. No annual fee for the card either.

2007-05-31 12:45:39 by magicsampo

I buy ALOT from eBay using Paypal, and I'm wondering which credit card offers the best reward (cash back or otherwise) when buying using Paypal. Thanks!

There are credit cards that offer 1.5% - 2.0% rewards on all spending. For example, the Capital One No Hassle Miles Ultra for Professionals earns nearly 2% rewards on all spending, but the rewards have to be redeemed on airline tickets. Also, the Fidelity Investments Rewards Signature Visa earns 1.5% cash back on all spending.

You can use this rewards calculator to see which credit card will pay you the most for a given spending profile:
http://www.creditcardtuneup.com/

Incidentally, on the left hand side of that CreditCardTuneUp page toward the bottom, there's a blurb you might be interested in about BigCrumbs being able to save you 36% off your Ebay fees.

2008-03-26 22:11:46 by Buddy

I currently have a Bank of America credit card in which I earn no rewards from using. Because I'm starting to use it more and more, I've decided it's time to switch to a credit card where I can earn rewards. I'm wondering if people have suggestions on the best credit card to get based on the rewards/incentives associated with it?

Hi,
You could find out and compare at this site under "Select By reward":
http://track.acclaimnetwork.com/apn_work /scripts/sclick.php?b2s=8790&SUBID=P ARAM

2006-12-28 14:02:56 by Gal E

I want to take my kids to Disney in 18 months. I don't have a credit card and am trying to figure out which one to get so we can save some $$$ on the trip.

Well there are cards that will pay you up to 1.5% on all your spending in general. There are also cards that will pay higher rewards percentages on some categories of spending for travel (car rentals, airline tickets, etc.). For example, the Chase BP Rewards card pays 2% back on airline tickets, hotels, vehicle rentals, and restaurants. Other cards will pay up to 3% back for your spending at restaurants and in some other categories like home improvement (e.g. the Citi Professional card). Still other cards pay up to 6% back on gas, groceries, and drug store purchases (e.g. Citi Driver's Edge). I found all these cards at the rewards calculator site here: http://www.creditcardtuneup.com/.

In general, to maximize your rewards (cash back, etc.), you'll probably want to pump all your normal spending through credit card(s) that pay the best rewards in the categories you normally spend the most. Then, just pay off your balance every month and enjoy the cash back rewards or other rewards.

To find the credit card (or combination of cards) that will pay you the most for your normal spending profile, you can use this rewards calculator:
http://www.creditcardtuneup.com/

You just plug in how much you normally spend in each of the various categories each month and it calculates how much you'll earn from the various rewards cards per year.

2007-05-03 07:45:10 by lyndsey7323