Bank West Credit Card

...if i pay for something on amazon or ebay, why isnt that reflected on my balance immediately or at the very least..by the next day?

is it just that nat west credit card banking is crap...or does your online bank info also have an unreasonable time lag, between you purchasing something..and that info being reflected in your current on-line banking balance?

It won't appear on your account until Amazon (or eBay or any other retailer) submit their claim for cash to your bank. That can take up to 4 days and is dependant on the retailer, not your bank.

I use NatWest on line banking and I think it's great!

2008-01-21 02:24:41 by catweazle

Compare & Apply for a Bankwest Credit Card www.creditcardfinder.com.au

Nat West Bank has offered my student daughter a credit card !
She declined;
They said she didn't need to use it,but by having one ,would improve her Credit Rating,and make it possible to get a car loan or a mortgage in the future !
Is this true? Do Bank staff get commission ?
I think the bank is acting irresponsible

I don't think that just having one in your purse builds credit, but I was always taught that if you have a credit card use it like it is cash, meaning- Don't buy something with it if you can't go home and pay it off right away.

That is the surest way to stay debt free and build credit. At her age she probably won't need more than 1 credit card (I am almost 25 and I have only 1 credit card.) If she can stick to that rule she will be ok if she gets one.

If she gets one and uses it it will improve her credit rating unless she decides to buy something expensive enough that she needs to make payments each month on - then she has to make sure she can keep them up. Be careful of interest rates...

Banks do not get commission or bonuses for this as far as I know. But banks will not necessarily tell you what is best for you.

When I went to buy a house the bank told me I was eligible to receive $xxx,xxx amount of dollars as a loan.. This amout turned out to be about 3 times more than what I could actually afford based on my salary, but that is what they were willing to give out.

I wouldn't see why anyone would really need one before 18yrs old, but everyone is different. I personally, did not take a credit card until I was about 19 years old. But I also didn't have my own car until I was 24.

2009-02-24 08:26:05 by honey

Price: $29.95

You will learn: How the credit lending business is rigged against youl
How you could cut your payments in half.
How the financial industry wants to keep you in debt.

In fact I am living in Israel but from West Africa I want to buy somethings from the internet so do I need a credit or visa card....
I don't know how to proceed. I wander if there is any possibility of getting someone do it on his own account and at the same time once I get it being independant from him.

Just open a bank account and get a Visa debit card. I'm sure Isreal banks can handle that quite easily. Debit cards are tied directly to the bank acct, but work like a credit card.

Getting a debit card should take you all of 15-20 mins when you open a bank acct.

I doubt serrously you would find anyone to get a card on thier acct and let you have it to use.. I know I certainly wouldnt do that even for my closest friends and family.

2007-01-04 00:30:53 by Karim

Mountain West Bank i what these weasels are using to get your info.

Yes and just delete them

2009-03-04 04:29:18 by lar_dawg54

I understand to get an employee's discount, I need to get a card. To get a card, I need a credit score of at least 500. To get that I need a bank account. I don't have a bank account. I just started working at Macy's and I'd like to know what I can do to get the discount without the card. I work at Macy's West in California if it helps.

In order to get the associate's discount, you need to have the store (credit) card. However, you can get a pre-paid card instead and still get the discount. As far as I know, you get a 50$ credit limit with the pre-paid card so if you want to buy something that costs, say, 100$, you can just put 50$ on your card and then pay the other 50$ off later. Whenever you filled out the papers at Macy's when you just got hired, I think there was a question about whether or not you want the "debit" or credit card. I'm not 100% positive on that, but I think that's how it was with me. In any case, if you have any other questions, you should just ask at the HR.

2008-11-13 23:19:31 by AyandesS