Credit Card Debt

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Credit Cards


Credit Card Blues
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Release date: 2007-05-15

Answers

Which credit agency does Orchard Bank pull your file from when you apply for their credit card?

When you apply for an Orchard Bank credit card, I know they have to check your credit. But which one the three credit agencies do they pull your credit report from?


Not sure which one they pull from, but..they are one of the easiest to get a credit card from. Just make sure if you do get one you pay on time...they have a tendency to call if you are one day late..and it's all day long everyday until they get the payment. I had one...won't deal with them again.

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If you owe a bank money from a credit card you havent paid, can they draft money out of your business acct?

I had a bank credit card that I stopped paying. Recently I opened a business LLc at that same bank where I am a member manager and handle the bank account. When opening the account they asked for my personal information like social ect. The business account is not a personal account but since I am a member manager on the LLC can they draft money that is owed out of the entity?


Not without a Judgment against you, and if you are in Texas they Cannot Take that Out anyway. Even if they have a Judgment Against you. All they can do is list it as a Bad Credit Rating.

What do you do when you're declined a college bank credit card?

IF you have always had good credit and recently you went over your credit card limit accidently and are making payments? What to do to get the college bank credit card ?


You're just going to have to give it time. If your credit isn't up to par when you apply, there is no way to appeal the credit card company's decision. I would wait another 6 months and reapply.

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Is there any way to transfer money from Indian bank/credit card to an foreign bank.Or only purchases allowed?

I am trying to participate in an online gambling site like canbet.com. They require money to be deposited at their account. I tried it through credit card but I got a declined transaction. I tried it through a third party like moneybookers.com but again an international money transfer from bank to bank is not allowed. How can this problem be circumvented.


A credit card may have restrictions over overseas use. Also many receiver decline to accept a foreign credit card.

Bank transfers from India to an overseas bank are allowed by the RBI. The limit for such transfers is $100,000 per calendar year.

Many major Indian banks allow such transfers. You will however need the SWIFT code of the receiving bank, the branch address and the account number of the receiving party.

Take a look at the transfer charges of banks in India.

What is the ACCOUNT TYPE to be selected in online banking in ICICI bank for the other bank credit card pay?

What is the ACCOUNT TYPE to be selected to register in online banking in ICICI bank for the other bank credit card payment ? What is to be selected like Saving Account/Current Account/Cash Credit/Loan Account.


You selet the type of account YOU have with ICICI. You CAN'T register in their online banking if you don't have an ICICI account. it makes no difference what accounts you have anywhere else.


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