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Answers

Does Singapore banks that allow a 19 year old with annual income of $18000 to apply for Credit Card?

I have been searching online for details, but to no avail. Can Singapore banks allow a 19 year old with annual income of $18000, (might be more, that's is only for basic, but i have allowances, claims, overtime also) to apply Credit Card, instead of Supplementary Card .
Please some, advise.


I have looked at different Singaporean credit card offers, Visa and MasterCard, and I couldn't find an exception. It may be a law in Singapore that a credit card applicant needs to be 21 to apply for a credit card.

Requirements for RBS credit cards
• You must be between 21 & 65 years of age.
• Singapore Citizens & Permanent Residents: Minimum income is S$30,000 p.a.
• Foreigners: Minimum income is $60,000 p.a.

Requirements for HSBC credit cards
Applicants must have a minimum income of S$50,000 p.a. and be at least 21 years of age.

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Questions about apply credit card or debit card in USA?

I just moved from my country to America as a boarding student. I' am 17 years old can i apply for a credit card or a debit card?? Im from thailand.
Thanks


You can if you have social security number, which I would assume you do since u r a student here.. You can apply but you will have very high interest rate cards but that's for everyone who gets c.c for the first time even the kids u r born here.. Either call any c.c company or wait few weeks they will send u the offer in mail. In any case make sure u make wise decision, having a c.c is no big deal don't rush into things just for having a c.c. Read every fine print sentences. If u r calling, ask questions if u don't understand something don't just keep quiet make sure u know what u r getting into.. Try to get a c.c with no or minimal annual fees.. Have a friend to help u if u r not sure if u can handle the phone conversation with c.c people(trust me they hire nasty rude bitch**)
I guess pretty much that's it, I wish someone might have given me few tips when I was getting my first c.c in U.S but then again I was not familiar with YAHOO ANSWERS.....
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Finding the right site to apply for credit card?

What is the best site to trust that isn't a scam for a first time Credit Card user. I need one to establish credit but dont want to ruin my life by going to a site that leads me to debt and ruins my future. I'm trusting you guys to make a accurate response and lead me to a legit site that allows me to apply with no credit established and not a scam.


Trusting people will lead you to ruin.
To avoid scammers, when on the signing up page see who the page belongs to and then see if they belong to the Banker Association at http://www.aba.com/default.htm

Then, don't apply for just any card. If you get turned down at this stage, your credit will go down, you don't want that before you even start.
Get the millennium card
http://www.esuperfind.com/nextmillennium cc.php
It is a secured card so you won't be turned down. It is a safe card, read their faq to see how it works. Good luck

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If you apply for a credit card but never or very rarely use it, will you still be charged?

I've never had what I believe is a major credit card. I've always used my debit card. I've always wanted to apply for credit cards at stores I shop at, but am afraid I'll be charged even if I don't use it. I'm sure it's different with different cards, but I just wanted to make sure and know if there was anything I should look out for. Thanks.


Some companies will charge you an annual fee, some will charge you a monthly % fee depending on a balance, it does depend on the credit card company. But please don't open too many credit cards, even if they have a zero balance. Too many open credit accounts will indeed affect your chances in buying a future home. The banks will raise a red flag if you have too many accounts open, it will give them the assumption that if you run up your credit cards, you'll have too much debt to pay and will default on your loan. Not good. One major credit card should be sufficient for you.

Can i apply for credit card if I have bad credit?

I have a full time job. I am trying to save up money for my next car since my car is really old.

I have a bad credit since one of my fitness account was taken to collection..

Can I still apply for credit card? What if I get denied? how can I apply?


Yes, no. With an application but it would be a waste of time.

Getting a secured card is your best bet, Or a cosigner.


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  • What You Need To Know to Apply for a Credit Card

    One of the disadvantages of modern times is that people tend to acquire so many things they don’t really need. Numerous gadgets and services occurred targeting a vast market of consumers and this emergence of various inventions somehow blinded people.

    Since finances—especially money—is one of the major concerns of many people, a wide array of financial management services and financial options emerged. One of the most visible among the unending line of financial management services there are is the credit card.

    Although many people testify for the financial convenience you get when you apply for a credit card, it doesn’t mean that every financing convenience applies for you or for everybody in that matter.

    ...

    Read more...

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