Credit Card Debt

Absa Credit Card


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Did you cancel you credit card?

Note to self: 'Cancel credit cards prior to death!



Be sure and cancel your credit cards before you die! This is so priceless
and so easy to see happening - customer service, being what it is today!


A lady died this past January, and ABSA bank billed her for February and
March for their annual service charges on her credit card, and
Then added late fees and interest on the monthly charge. The balance had
been R0.00, now is somewhere around R60.00.

A family member placed a call to the ABSA Bank:

Family Member:
'I am calling to tell you that she died in January.'

ABSA:
'The account was never closed and the late fees and charges still apply.'

Family Member:
'Maybe, you should turn it over to collections. '

ABSA:
'Since it is two months past due, it already has been.'

Family Member:
So, what will they do when they find out she is dead?'
ABSA:
'Either report her account to the frauds division or report her to
the credit bureau, maybe both!'

Family Member:
'Do you think God will be mad at her?'

ABSA:
'Excuse me?'

Family Member:
'Did you just get what I was telling you . . . The part about her
being dead?'

ABSA:
'Sir, you'll have to speak to my supervisor.'

Supervisor gets on the phone:
Family Member:
'I'm calling to tell you, she died in January.'

ABSA:
'The account was never closed and the late fees and charges still apply.'

Family Member:
'You mean you want to collect from her estate?'

ABSA:
(Stammer) 'Are you her lawyer?'

Family Member:
'No, I'm her great nephew.'
(Lawyer info given)

ABSA:
'Could you fax us a certificate of death?'

Family Member:
'Sure.'
( fax number is given )

After they get the fax:

ABSA:
'Our system just isn't set up for death. I don't know what more I
can do to help.'
Family Member:
'Well, if you figure it out, great! If not, you could just keep billing
her. I don't think she will care.'

ABSA:
'Well, the late fees and charges do still apply.'

Family Member:
'Would you like her new billing address?'

ABSA:
'That might help.'

Family Member:
' XXXXXX Cemetery , 1249 XXXX Rd , Plot Number 1049.'

ABSA:
'Sir, that's a cemetery!'

Family Member:
'Well, what do you do with dead people on your planet?'






Family Member:
'Well, if you figure it out, great! If not, you could just keep billing
her. I don't think she will care.'

ABSA:
'Well, the late fees and charges do still apply.'

Family Member:
'Would you like her new billing address?'

ABSA:
'That might help.'

Family Member:
' XXXXXX Cemetery , 1249 XXXX Rd , Plot Number 1049.'

ABSA:
'Sir, that's a cemetery!'

Family Member:
'Well, what do you do with dead people on your planet?'


Oh my word!

Even after he's been repeatedly told she is dead they dont get it. How much respect these people have for the dead hey?

I like that he gave them the grav site. They'd probably want to exhum the body and ask her to pay before she gets to heaven...eish mara.

Hands-on with Windows Phone 7


available for free fees for credit cards deals this portico not right now there's a pay pal solution that's been leaf typing my credit ...


Credit Card Information » Blog Archive » Increase your ABSA Credit ...

How to increase your credit card limit:

Your limit on your credit card is the maximum amount you can spend on your card. This is all determined by your financial status and worthiness. ABSA will determine your limit by accessing some private information which involve access to sensitive or private information like income and expenses.

Credit limits:

There are two credit limits one for budget and one for a straight facility.

Budget – this facility can be used for purchases over R300 and a pay back period of minimum 6 to 12 months Straight – you can use the limit available on your straight account as soon as you receive your credit card and pay the amount off...

Read more...

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