Answers
There are many credit card companies that offer 0% interest for up to 12 months. What are the pros and cons?
0 interest credit cards are good for those who wants to transfer a balance from a credit card with high interest rate. By making the minimum payment ontime, u don't have to pay any interest and it gives you up to 12 months to pay the balance off. If you don't think u can pay it off in 12 months, it's better to get a credit card that offers a low fixed apr on balance transfers on the life of the balance.
Debt and credit card blogger Bryce Covert joins Jill Schlesinger and Jack Otter on "Ask The Experts" to answer our users' credit ...
I recently purchased an engagement ring at 0% interest from the jeweler for one year. After a year, I was thinking of transferring whatever balance I have not yet paid to a 0% interest credit card. My credit score is exceptional right now and I have a good job. Advice?
no credit card that i kno of offers zero percent for more than a year,
my advice is to shop around for a low intrest rate because usually a retail store will have a card of 22 peecent
I don't have any balances to transfer. But, I sure would love the cash at 0% interest to invest in a treasury note for a year. Any suggestions.
not sure, if you have time here's a lot of types of cards and more:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if it helps please remember me :-)
good luck!
I have a balance that I want to transfer....and am currently paying 24 percent interest. I would like to know of a card that not only has the 0% interest for a set amount of time (at least 6 months) but maybe throws in another offer to get my business.
go here they have that offer of 0% for 18 months
http://www.bestcreditrates.net
I have a business loan through my bank for 10k. My bank doesn't want to give me a better rate even though my credit is good. Is there some way to transfer the balance on a loan onto a credit card?
I have been getting the same Capital One offer in the mail about twice a week for a month. It allows you transfer a balance for a 3% fee - then no interest until March 2010 - so essentially a 3% interest rate over the next year; not bad. Call them - see if they'll give you that deal.
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0% Interest Credit Cards, 12 Months Balance Transfer
So much has changed over the past few years in the credit card industry, what with new regulations, the disappearance of easy credit, the reduction of credit card offers and advertisements through the mail, and not to mention, the expiration of long term and lifetime balance transfer programs (and awesome card terms). Those sweet terms we used to enjoy that allowed a lot of people to make money off their credit cards or to afford so much on plastic seem to have evaporated.
But through it all, there have been balance transfer credit cards that stayed in the market, albeit with shortened intro periods and higher transfer fees. While I’m not predicting that we’re...
News
Prepaid cards are a convenient alternative to debit or credit, but they can ...Washington Post - Oct 24, 2009
Increasingly, industry representatives said, prepaid cards are also attracting consumers who are simply fed up with high credit card interest rates and bankCardSmart.co.uk - Oct 23, 2009
The Capital One Premium Plus credit card, for example, offers 0% on purchases until April 1st 2010. The balance transfer rate on the card is just 6.9% per and more »
Huffington Post (blog) - Oct 21, 2009
In the face of that, several card issuers, like Bank of America, Capital One, and Discover, have pledged not to hike credit card interest rates or fees any and more »ABC15.com (KNXV-TV) - Oct 24, 2009
I have been with a large national bank for approximately 50 years, with a checking account, savings account and a credit card.Boston Globe - Oct 24, 2009
Q. Is it better to use a 401(k) loan at 5 percent to pay off $18000 in credit card debt than keep the 29 percent interest rate I have on a credit card?ABC News - Oct 07, 2009
creditfyi.comThe End of 0%? Reining in 'Credit Card Roulette'About a year ago, Buffalo, NY, native John Gallivan did what a lot of Americans with mounting credit card debts are inclined to do -- he Four ways a credit card can improve your lifeall 170 news articles »
This is Money - Oct 24, 2009
Two credit cards currently allow you to do this: the Virgin 0% Balance Transfer Card and the MBNA 0% Platinum. Borrowers get a fantastic 16 months interest Is a credit card better than a loan?all 7 news articles »
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