0 Balance Transfer Credit Card

I'm wondering what FICO score I would need in order to qualify for a 0% APR Balance Transfer Credit Card like Chase, Discover, or Bank of America?

Thanks!

there are full detailed explanations on all major credit cards including information about the required FICO score at CardLister.com
http://www.cardlister.com/default.asp

however, if you have not drastically hurt your credit score you should be fine.

2008-07-07 20:43:51 by Eric

Compare the Best Credit Card Offers from All Leading US Banks www.CreditCardApprovalCenter.c omoffers 0 balance transfers 15 months 0 balance ...

I have a line of credit at a bank at about 16% APR. Can I transfer that balance to a credit card to get a lower APR, or even a 0% APR using a balance transfer offer? I have a credit score of 650 (which I have read on the internet is considered "very good").

Well, maybe. Is your line of credit on a card, or is it an open line, or is it based on ownership of something (most lines of credit at banks are open lines based on a mortgage or ownership of a vehicle). I would say call the credit card you're considering using for the transfer and ask them. If they don't know, go and talk to the bank. Tell them the interest rate is too high, and you would like them to lower it because you have decent credit, you've been making regular payments, you have a job, etc. If they refuse to lower it, tell them you are considering taking out a cash advance on the credit card (another option you have) to pay off the entire balance, so they won't be earning ANY interest at all. If they still won't change the interest rate, take out the cash advance off the credit card (it should also have a low or 0% interest rate) and pay it off. There will be a fee to do it from the credit card company, but then you don't have to deal with the bank.

2007-09-03 14:10:29 by Ryan H

I am trying to get out of debt and I want to transfer my credit card balance over and pay it off ASAP.

Try this link:

http://www.bestcreditrates.net/

2006-09-20 10:02:55 by yackydoodletig

Price: $9.95

The interest rate on my cc is 9.99% and my line of credit is currently at 3.25%. The line of credit is a student loan, and I'm not making interest payments on it right now. I am eligible for a low APR ( 0- 3.99%) on balance transfers. Credit card balance is now $3000+ and rising.

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2009-09-16 09:58:55 by JeN

On £2000 for example?

Yes, most credit card providers will ask that you pay a minimum payment each month which is usually 5% of the total balance. The 0% simply relates to the fact that for the respective period that the offer runs for, interest will not be chargeable.

Disclaimer:
The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances. To find and IFA please call 0800 085 3250 or go to http://www.unbiased.co.uk.

2008-02-19 17:34:57 by crusaderHawk