Credit Card Debt
Talk Your Way Out of Credit Card Debt!: Phone Calls to Banks That Saved More Than $43,000 in Interest Charges and Fees
Scott Bilker (Paperback) Press One Pub 2003-03-01
Price:
$19.95
Answers
I have $10,000 in credit card debt, and found some resourceful information on the blog with some good links, and I am wondering if anyone has some more.
sure dude, here I found tons more. It'll take a month to read it all.
I've found some good information here too...
http://www.safelinked.info/jump.php?link =debt
Hope that helps.
Consolidate credit card debt by taking out a personal loan or doing a credit card balance transfer. Consolidate credit card debt with tips from a ...
Kidding.. but if anyone does have extra cash..I'd be grateful for the offer. Actually, I'd like to know advice on the best way to pay off credit card debt. I have about 10,000 in credit debt. Mostly from going through a divorce a few years ago.
I'm going to check your answers because I need the same help!! GOOD LUCK!
I have some credit debt left and I'm wondering if I should put the extra money I make from selling my home into the new house I'm purchasing or if I should go ahead and pay off the credit card debt. What is a smarter decision?
Just wanted to say I'm not late on my credit card bills, just wondering if I should go ahead and pay them off in full right away
Have you lived in it for at least 2 of the last 5 years? If so, there's no capital gains tax from the IRS, and the money is yours to spend as you wish.
Glenn is correct - This all depends upon what you'll do with these newly cleaned up credit cards..... It's a falacy that people can get out of debt by placing all their credit card debt onto their house. They usually run up their cards again in a few years and are then worse off than before.
Put the money to the house. Start paying EXTRA to your credit cards. Start cutting up your credit cards. Then start sending extra to your house.
FREEDOM!!!!!!
A relative is going to loan me the money I need to pay off my credit debt. I'm suppose to file my appearance in court on Tues.
Should I call and make arrangements to send the payment in to the credit card company or the collection agency?
Do you think they will dismiss the lawsuit?
You have to make the payment agreement with the one that is suing you.
You should offer a percentage of the debt. You should stipulate in the agreement - if they agree to take a percentage, after payment, they will agree that the debt is paid and no longer collectable.
Be sure to have the agreement in writing!!!
Be sure that when you come to an agreement and when you pay that both the agreement and the payment is filed in the case file !!!
Sometimes i get letters from credit card debt angencies saying i owe the same balance that i had for 6 years, but sometimes shows more balance with intrestest but only one letter said this, the rest all had same balances which were 6 years ago when i was in debt of £2,000, but one letter said £6,000, i have not replied or ever gotten back to the debt credit card collectors, agencies etc, so whats going on, does default mean no intrest charges?
Like I've already told you, you just wait until they finally catch up with you and you're in for the surprise of your life! "Interest" won't come into it ! ! !
Buy Cheap
News
"Start Over, Finish Rich", David Bach's 10 Steps For Getting Out Of DebtHuffington Post (blog) - Dec 23, 2009
Credit.com News"Start Over, Finish Rich", David Bach's 10 Steps For Getting Out Of DebtUse this information when you call the credit card company to request a lower rate. Take advantage of Help With My Credit, a resource for struggling Tough choice: credit card debt vs. down payment on a car loanClosing credit card accounts--againCredit Card Law, Benefits and Falloutall 150 news articles »
Bankrate.com - Dec 24, 2009
After you pay a debt off, resist temptation to cancel the card. Shutting off a credit limit can push your utilization higher and lower your score. and more »
Daily Press - Dec 24, 2009
And credit card debt is smothering many consumers. But as the year comes to a close, I wanted to address questions from readers who are fine financially yet and more »Consumerism Commentary (blog) - Dec 24, 2009
When I first became fascinated with personal finance strategy, I was in serious credit card debt. I couldn't find full-time work. I felt like an idiot.Minneapolis Star Tribune (blog) - Dec 24, 2009
But if you are determined to better track your cash, or need to because you're living on the edge and have to curb that credit card debt, I suggest picking and more »PR Web (press release) - Dec 24, 2009
Too much credit card debt with escalating interest fees. John Smith started charging expenses on his credit card when his business experienced severePhiladelphia Inquirer - Dec 23, 2009
I have spoken to companies that have advertised on TV about getting out of debt with the aid of their credit-counseling service. My present credit-card debt and more »