Credit Card Debt
Credit Card Debt's Junky Road [K] [i] [n]
Eugene C. Kelley Esq. (Kindle Edition) 2010-09-14
Release date: 2010-09-14
Price:
$2.99
Answers
I have $10,000 in credit card debt, and found some resourceful information on the blog with some good links, and I am wondering if anyone has some more.
sure dude, here I found tons more. It'll take a month to read it all.
I've found some good information here too...
http://www.safelinked.info/jump.php?link =debt
Hope that helps.
www.letsforgetdebt.com - An excellent informative site and service to help anyone with credit card debt. A step by step video talking about the ...
I'm looking for a good bank company in the UK as I'm a full time student and I need a credit card or debt card. I have looked around but none accept me as they say I need to over 18.
I also have noticed you need to apply to a bank account before you get a credit card?
Barclay's is what my family uses.
You cannot have a credit card until your 18 and over, so of course they won't give you one!
You can however have a bank account with debit card from age 11+ with some banks.
Anyone can also have a bank account and cash card!
Natwest do an adapt account for under 18's and you can have a debit card with that. student accounts are only given to those 18 and over, because they will be in uni or other education. You may be 16-18 and in full time education but you cannot have a student bank account with credit card because your still under 18. Student bank accounts also typically come with an overdraft and maybe even a cheque book which You cannot have because your under 18.
I had a natwest bank account from 12, with debit card, and used it when I went to work full time at 16 BUT I was NOT able to get a cheque book, overdraft or credit card until I was 18!
No point applying to credit card companies or even ANY bank for a crediot card, you won't get one!
Apply for an under 18 account, and when you turn 18 (even if that is only 2 months away) THEN you can go into the bank and ask to upgrade!
Since your family is with barclays I'd suggest you go into a branch and ASK them what they can give to under 18's! Best bet is to always talk to somone face to face. Good Luck!
Kidding.. but if anyone does have extra cash..I'd be grateful for the offer. Actually, I'd like to know advice on the best way to pay off credit card debt. I have about 10,000 in credit debt. Mostly from going through a divorce a few years ago.
I'm going to check your answers because I need the same help!! GOOD LUCK!
I have some credit debt left and I'm wondering if I should put the extra money I make from selling my home into the new house I'm purchasing or if I should go ahead and pay off the credit card debt. What is a smarter decision?
Just wanted to say I'm not late on my credit card bills, just wondering if I should go ahead and pay them off in full right away
Have you lived in it for at least 2 of the last 5 years? If so, there's no capital gains tax from the IRS, and the money is yours to spend as you wish.
Glenn is correct - This all depends upon what you'll do with these newly cleaned up credit cards..... It's a falacy that people can get out of debt by placing all their credit card debt onto their house. They usually run up their cards again in a few years and are then worse off than before.
Put the money to the house. Start paying EXTRA to your credit cards. Start cutting up your credit cards. Then start sending extra to your house.
FREEDOM!!!!!!
A relative is going to loan me the money I need to pay off my credit debt. I'm suppose to file my appearance in court on Tues.
Should I call and make arrangements to send the payment in to the credit card company or the collection agency?
Do you think they will dismiss the lawsuit?
You have to make the payment agreement with the one that is suing you.
You should offer a percentage of the debt. You should stipulate in the agreement - if they agree to take a percentage, after payment, they will agree that the debt is paid and no longer collectable.
Be sure to have the agreement in writing!!!
Be sure that when you come to an agreement and when you pay that both the agreement and the payment is filed in the case file !!!
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Credit Card Debt Truths
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The American people have heard that everyone is in a lot of debt . This is because there are a lot of rumors about credit card debt that people hear every day. There are many sources such as the media, the government, and even bank officials that claim each American is thousands of dollars in debt when it comes to credit cards. People start to believe these rumors because of all of the statistics that officials show. Because of the media and statistics the real truth about credit card debt is hidden and can only be seen if the statistics are broken down further.
There’s a statistic that claims the average American carries more than $8,000 in credit card debt . This statistic is widely believed because of its publicity. However the fact is that the statistic itself is skewed in the way it was found. The average American is conceived of as having kids and living in a multiple bedroom house with a basement. We can see that the word average can easily confuse a person about what it really means.
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