Answers
I am disabled and divorced, receiving each month SSDI and spousal support. Can my SSDI money be used to pay off credit card debt?
You can use your Social Security money for anything you want.
Now on the other hand if your asking can that money be garnished to pay credit card debt that a judgment has been issued by the courts, the answer is no it can not.
But your bank accounts can be attached so you will need proof that that income is from S.S. so it can not be attached.
Any other income other then your S.S. can be attached once it hits your bank account.
www.financemoneybusiness.com Credit cards used to be used for emergencies only. Now they are being used for a better style of living - but people ...
im looking for personal experience with companies that took care of your credit card debt do not leave me answers with just a website, if you have not personally used the company to get rid of your debt then don't waste my time. The Scam to real company ratio seems pretty high from what people have said so that is why i need personal experiences only
coulda swore i asked for people's personal experience with companies, if u spent two min researching the subject you will see how many people that have had an account for about 30 min and responded with some sort of a scam website. And what is this?! your Best friend had a good experience with "A" company but u cant leave the name for me or anyone else that searches this topic? so u just spent a couple min typing a WASTE OF TIME response that helps absolutly no one.. good job
i read some of wat he wrote and thats wat i have been .all i spend money on is gas and food but the APR's are not helping me progress any, its like one step foward two steps back. Also the economy does not help at all i have been searching for a second night job to no avail since hardly no one is hiring i guess it just sucks to be in debt givin the economy right now
Most of those companies are scams. I know, I did the bankruptcies that came afterward. One DIY system that works if you are really serious is Dave Ramsey's. Be aware, this is hard core but I've seen the results.
I am trying to pay down my credit cards, I try not to use them but it is hard because I don't have enough cash to pay all of my expenses after i pay all of my bills. Bankruptcy is not for me but I need to get these paid off. I am taking on a part-time on top of my full-time job. I wanted to know if you used them how they work and how badly did it affect your credit score?
Do it yourself. save the fees they charge.
They will trash your credit. What they do is not pay your creditors for months and then try and settle for less. No special skills. They just dont pay. you can do that if thats the route you have to go.
Also, if you hire one of these companies to take care of your debt and they dont pay. You, and you alone are still responsible for the debt. Your the one that will be sued. Not the company you hired.
Hi
I am am in 10k in cc debt hate seems like i never can get a head with it. I have a house payment and 2 cars that i own that are pd in full. This last year has been a pain, i worked in sales and business was/is very very slow. I resorted to use credit cards more and more, next thing i know i owe 10k. It seemed like all of my payments were going to intrest.. Is anyone else in this situation.
10k in credit card debt is very very bad. If you use credit card, you should pay off balance at end of each month, thus, have "0" balance.
I am not in your situation.
Names of any reputable companies would be appreciated.
Go to this site: http://www.nfcc.org/ and find someone in your area. These are legit non-profit companies. They provide free credit counseling and have debt management programs available, if you qualify, for no fees.
Most of the companies you see advertising debt repair/counseling/consolidation will take fees up front and just trash your credit.
Too Abundant Credit Card Debt? – How To Consolidate And Then ...
We tend to all have enjoyed the usage of the cardboard in the least points of time. An simple replacement of cash and the instrument can be used anytime anywhere. All of us have enjoyed the usage of the cardboard however we have a tendency to have additionally accumulated a heap of issues and debt for ourselves. Non payments have accumulated a lot of unpaid bills, late payment charges and interest which needs to be paid together with the accumulated unpaid amount. Delinquency with unsecured debt is not just one person’s drawback it is the problem of the economy today. People and establishments both are filing bankruptcy as the money is in short offer and folks aren’t been able to create payments.
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